Loan Calculator

Work out the monthly payment and true cost of a personal loan — medical bills, debt consolidation, or any fixed-rate borrowing — with terms in months or years and an optional origination fee.

The Full Cost, Not Just the Payment

Every result shows total interest, total repaid, the payoff date, and — when a fee applies — the amount you actually receive versus what you repay, plus a year-by-year amortization summary.

Built for Personal-Loan Realities

Month-denominated terms from 6 to 84 months, APRs up to the high double digits, and the origination-fee mechanics that make two same-rate offers cost differently.

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