Auto Loan Calculator

Work out your car payment the way dealers do: vehicle price, down payment, trade-in, and sales tax assembled into the amount financed, then amortized over 12 to 96 months.

The Trade-In Tax Rule, Handled

Most US states tax the price minus your trade-in; some tax the full price. A single toggle covers both, and outside the US you can simply leave the tax at zero.

Total Cost, Not Just the Payment

Every result shows the amount-financed breakdown, the sales tax, total interest over the term, and the true total cost of the vehicle — price plus tax plus interest.

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